Sam AlvarezDrowning in debt feels exhausting, especially when creditors start calling and pressuring you to settle your payments.
I understand how overwhelming this financial pressure gets. The solution is to find the right bankruptcy lawyer in Nashville to give you the fresh start you desperately need.
A good attorney stops the harassment, protects your assets, and helps you rebuild your life. You need someone compassionate but fiercely protective of your rights.
So let’s look at the top local professionals who can guide you out of the red and back on solid ground.
How much does a bankruptcy lawyer charge in Nashville?
Most individuals in Nashville spend between $1,200 and $4,500 for legal representation, depending entirely on whether they file for Chapter 7 liquidation or Chapter 13 reorganization.
| Bankruptcy Type | Attorney Fees | Payment Timing | Court Filing Fee |
| Chapter 7 (Liquidation) | $1,000 – $2,000 | Paid in full upfront | $338 |
| Chapter 13 (Reorganization) | $3,000 – $4,500 | $0 down/bundled into plan | $313 |
1. Johnson & Spezia, PLLC
Website: https://www.tennessee-bankruptcy.com/
Address: 302 42nd Avenue N
Contact: (615) 386-0075
Hours: Monday to Friday, 8 AM–5 PM
With a team led by Jennifer L. Johnson and Michelle Spezia, Johnson & Spezia focuses entirely on resolving complex financial problems instead of dividing resources across multiple areas of law.
This dedication guarantees clients receive highly specialized debt relief strategies tailored to their specific hurdles.
A close friend of mine recently consulted them to stop a stressful wage garnishment. He told me the lawyers made the entire Chapter 7 process incredibly easy to understand.
You will work directly with licensed attorneys here rather than being passed off to paralegals. Their diverse backgrounds include engineering and creditor rights, offering a unique perspective on asset protection.
The office itself provides a relaxed environment to help reduce your anxiety during visits. However, their secondary Mount Juliet location strictly limits in-person meetings to pre-scheduled appointments.
This policy definitely reduces flexibility if you need immediate, walk-in assistance. Still, their untimed initial consultations let you explain your situation without ever feeling rushed.
Jennifer and Vanessa have been an absolute pleasure working with in dealing with my Chapter 13 case! They have tended to all my questions and needs concerning my case. I highly recommend this agency for your Bankruptcy needs!
Jason Turner | Google Review
Jennifer was a wonderful attorney. She is knowledgeable and works quickly. She couldn’t have been better. Also, I can’t forget Alan as he was great to work with as well. He was easy to communicate with and made sure that everything was handled and handed off to Jennifer as needed. No one wants to deal with a bankruptcy but if you need to these are the people you should go to.
Kara Boland | Google Review
2. David E. Phillips, Attorney at Law
Website: http://phillipsbankruptcy.com/
Address: 2525 Lebanon Pike
Contact: 615.852.7853
Hours: Monday to Friday, 9 AM–4 PM
David Phillips provides highly personalized, community-oriented debt relief services backed by nearly four decades of specialized experience.
Having operated from the same neighborhood spot for almost thirty years, this firm demonstrates incredible long-term stability.
They purposefully keep their operational overhead low and pass those financial savings directly to clients facing monetary hardships.
The lead attorney is board-certified in consumer financial protection law. This certification ensures a high level of technical expertise for your case.
We also like that the tight-knit staff treats everyone with genuine empathy during stressful transitions. You can expect a supportive environment rather than a cold corporate setting.
One downside is the relatively short daily schedule. Closing at 4:00 PM on weekdays easily conflicts with standard work hours. You might have to use some paid time off just to make your appointment.
I 100% recommend David Phillips if you go through a bankruptcy. He and Debbie were amazing and always very helpful. It made going through a very stressful time much easier. They made the process very easy to understand. I’ll always be grateful for the ease of mind they gave me.
The Roberts Family | Google Review
Amazing attorney… my husband and I recently had to file bankruptcy due to a medical condition my husband had. David and Debbie were so very helpful, they constantly let us know what we needed to do and what information they needed. They made the whole process so very easy to understand. I highly recommend you call David Phillips if you ever need to file Bankruptcy..He is the very best Attorney to handle it.
Mary White | Google Review
3. Rothschild & Ausbrooks, PLLC
Website: https://www.rothschildbklaw.com/
Address: 110 Glancy St., Ste. 109
Contact: 615-242-3996
Hours: Mon-Fri: 8:00 AM – 5:00 PM
Mary Beth Ausbrooks and Lauren Pritchett lead this firm with over thirty years of focused, practical knowledge in navigating intricate debt relief cases.
They excel at breaking down complex financial restructuring into simple, manageable steps and boast clear communication that ensures you fully grasp dense legal terminology before making any big decisions.
They maintain a strong commitment to accessibility, making themselves readily available to answer your questions. This compassionate approach actively mitigates the emotional toll of severe financial hardship.
You might also appreciate their broad legal network if your situation overlaps with other civil issues. I often remind folks to check out civil litigation lawyers in Nashville if creditor lawsuits escalate.
The main drawback to this firm is their physical location outside the immediate downtown area. Driving to Goodlettsville for in-person meetings requires a bit of a commute.
I found Rothschild & Ausbrooks on Google while searching for a bankruptcy lawyer. They had great reviews and I was not let down. Everybody that I have dealt with was very professional and did not hesitate to answer any questions. I would highly recommend for anyone needing bankruptcy assistance in the future.
Steven Tipton | Google Review
I highly recommend this office for anyone interested in looking at Bankruptcy options- everyone in the office from front desk to attorneys and paralegals were friendly professional and knowledgeable. They put me at ease and made everything feel less overwhelming.
Kemberly Deverell | Google Review
4. Coles & Holton, LLP
Website: https://www.colesandholton.com/
Address: 764 Roycroft Place
Contact: 629-249-1036
Hours: Mon-Fri: 9:00 AM – 5:00 PM
Under the leadership of Josh Coles, Coles & Holton deliberately rejects the high-volume approach of larger practices to deliver highly individualized, judgment-free representation.
I recently spoke to a local business owner who hired them to overcome an oppressive debt burden. She praised their thorough approach to asset protection, noting how they carefully evaluated her tax refunds to maximize her personal wealth.
You receive continuous, one-on-one guidance from your hired attorney rather than getting transferred to support staff. And when debt problems cause domestic strain, the lawyers here can refer you to family law advocates in Nashville.
The founding partners even have prior background work in creditor collections. This gives them valuable insight into opposing legal tactics.
Operating as a smaller boutique partnership is generally great for personal attention. However, this limited capacity occasionally restricts their ability to take on new cases during high-demand periods.
Josh was a pleasure to work with. He was always available for questions and made me feel comfortable with my decision to file bankruptcy. I would highly recommend him to anyone looking for legal representation.
Emily Roussel | Google Review
Joshua Coles was the most down to earth and kind person and made me feel comfortable with my decision to do my bankruptcy! He was always willing to answer a question and was upfront with pricing!!! Highly recommend him!
Deanna McGreevy | Google Review
5. Hollins Bankruptcy Law Office
Website: http://www.hollinsbankruptcy.com/tn
Address: 315 Deaderick St., Ste 1550
Contact: 615-616-6677
Hours: Monday to Friday, 8 AM–5 PM (Flexible appointment times available)
Hollins Bankruptcy Law Office combines aggressive advocacy with comprehensive debt evaluations to permanently halt collection harassment. They provide structured, fixed-fee solutions to restore your financial independence safely.
Founder Michael Hollins possesses strong civil litigation experience, offering robust defense against aggressive creditor lawsuits.
We like that this firm utilizes transparent pricing structures to give you financial predictability while you’re already facing monetary strain.
The team even offers flexible appointment scheduling to accommodate clients who can’t meet during standard business hours.
Plus, the firm maintains multiple office locations across the broader region. This setup lets you easily choose a convenient meeting point.
But their primary downtown commercial high-rise office is located on the fifteenth floor, which often presents annoying parking and navigational hurdles for visitors. It definitely requires extra time just to get from your car to their front desk.
Even though we ultimately decided against bankruptcy, Mr. Hollins was very honest and helpful to us. Answered all of our questions and helped us make a very important decision. If you need an attorney, I highly recommend.
Melanie Hartke | Google Review
Michael has given me sound advice on bankruptcy. If and when i need this service i know he will do a great job. Last lawyer i cant say he did a great job. Thank you Mr. Hollins for being a great lawyer and great person.
jamil Cooper | Google Review
