Hayley ThomasWhen I decided to buy my dream home in Music City, I thought moving would be the toughest part. However, I didn’t realise how stressful mortgagees would be, as they’re overwhelming, from confusing loan options to property jargon that may as well be in another language.
This is why I sought the help of my team to find and review the most reputable mortgage brokers in Nashville that can help alleviate the headache of property buying—or selling. We specifically looked for those who understood the market and genuinely cared about clients.
So, whether you’re house-hunting, refinancing a loan, or building a portfolio, you’re in the right place. Continue reading to find the most reliable mortgage brokers you can find in Nashville that aren’t just out for money!
What is the average cost of a mortgage broker in Nashville?
Mortgage brokers are compensated by the lenders, usually around 1% to 2% of the loan amount.
1. Ryan Templeman – The Lending Collective
Products: Jumbo loans, conventional loans, FHA loans, VA loans, non-QM loans, down payment assistance
Contact: 925-998-0766
Ryan Templeman of The Lending Collective was one of our top picks thanks to his diverse network of over 100 lenders. This broker uses this leverage to help clients find the right loan product that perfectly suits their needs and preferences.
His loan products are varied as well, offering jumbo, conventional, VA loans, and non-QM loans, and more.
What caught our attention the most, however, was the downpayment assistance, which previous clients shared as a great way to get confidence as a buyer. They also added that it was a must, as they didn’t want to use all their savings in one transaction.
Previous clients also highlighted Ryan’s personable approach, sharing that he makes aspiring homeowners feel cared for with his questions and work ethic. Plus, they shared how he’s always available for a phone call.
Since The Lending Collective is a nationwide broker, however, Ryan and the rest of the team may not possess the same familiarity with local market quirks.
Absolute pleasure to work with
“Ryan was an absolute pleasure to work with. Timely, professional, and attentive to our needs. If we find ourselves on the market in TN again, we will definitely work with him again.”
Darren, Google Review
Proactive and responsive
“Ryan is a professional who is easy to work with. He is proactive and responsive to questions and to times when assistance is needed. I will use him again in my next financial home transaction and recommend Ryan to you.”
Robert Legg, Google Review
2. Kenneth Troope – Community Mortgage Advisors
Services: FHA loans, VA loans, USDA loans, refinancing
Location: 615 Main St #205
Contact: +1 615-242-2424
Business hours: Monday to Friday: 9:00 AM to 5:00 PM
We’ve heard brokers saying, “We see clients as individuals and not just numbers”, but Kenneth Troope and Community Mortgage Advisors may actually embody this.
Previous clients reported feeling listened to by Kenneth and that he found the right loan product for their needs after a quick consultation. They also shared that he was easily reachable, noting that he replies even after working hours, which makes up for his unavailability on weekends.
We also appreciated his communication skills, as his clients shared that he explained complex mortgage and lending terms patiently. They also shared how they were granted peace of mind, as they understood the process and procedures early on during their time together.
Kenneth and Community Mortgage Advisors also offer a wide array of loan products, ranging from FHA loans to VA loans, and even refinancing.
We spoke to clients who opted for refinancing, and they shared how their interest rates were reduced significantly, and that Kenneth handled everything, from the application to the paperwork, etc.
Awesome to work with
“Kenneth was awesome to work with while buying our first investment property. He handled everything for us on the mortgage side from the very beginning and was very thorough in explaining the processes and procedures.
I would definitely recommend Community Mortgage Advisors for any mortgage needs. Thank you”
John Blackburn, Google Review
Thorough, patient, and very helpful
“Kenneth at Community Mortgage was so thorough, patient and very helpful in our process! I’m a small business owner and needed to be approved to buy my grandmother’s home. Thank you so much! My husband and I highly recommend him and his team.”
Heather Deranian, Google Review
3. Kevin Watson – Churchill Mortgage – Brentwood
Services: Refinancing, no score loans, VA loans, FHA loans
Location: 1749 Mallory Ln Ste 100
Contact: 615-364-2548
Business hours: Monday to Friday: 9:00 AM to 5:00 PM
We wanted to include someone from Churchill Mortgage, as it’s one of the most reputable companies in the industry, having been around since 1992. Kevin Watson was our pick because he ticked a lot of boxes, including experience.
Aside from browsing over 500 five-star reviews online, we also reached out to his previous clients and were impressed with the overwhelmingly positive responses. One of our main takeaways was his communication skills, specifically his ability to explain procedures clearly.
We also liked how easy it seems to work with him, as clients shared how their homeownership process felt seamless.
They also shared how he was able to present multiple solutions based on their financial citations, ranging from refinancing to VA loans, etc. The no-score loan also caught our attention, as it allowed people with no existing credit score to get approved effortlessly.
The only red flag we took away from our interviewees was Kevin’s tendency to respond late. We do appreciate how he takes accountability, as highlighted by previous clients.
Smooth and stress-free
“Refinancing with Churchill Mortgage was a smooth and stress-free experience. The team was friendly, responsive, and truly took the time to understand my needs.
I felt supported and informed every step of the way, and they helped me secure a great rate. I really appreciated how personal and professional the process felt. Highly recommend!”
Malisa Kroberger, Google Review
Never an issue with communication or understanding
“Dealing with Churchill was a great experience. There was never an issue with communication or understanding. My expectations were met with no problem whatsoever.”
Mike P, Google Review
4. Anthony Ambrose – Lending Hand Mortgage, LLC
Services: 30-year mortgage, 15-year mortgage, 0% downpayment loans, refinancing
Location: 510 Lentz Dr, Madison
Contact: (323) 275-8870
Business hours: Open 24 hours
Anthony Ambrose from Lending Hand Mortgage piqued our interest because of his local market knowledge. We reached out to his previous clients, and they shared how Anthony was able to provide a list of choices during the consultation period instantaneously.
Clients also shared that he advised them on the best time to purchase a particular property, given market trends. He was also highlighted as being compassionate, as he was said to prioritise clients’ needs and consider budget constraints.
Anthony’s expertise in multiple loan products is also highlight-worthy. He offers traditional 15 and 30-year mortgage plans with fixed rates, as well as 0% payment options.
His company’s official site also offers a wide array of free tools, including a pre-approval letter template, for effortless processing. It also features a convenient property browser, where users can sort houses by type, price range, etc.
We only wish that the same website could offer a bit more background regarding Anthony, as his, along with the other brokers’ profiles, is vague.
Very professional
“Highly recommend Lending Hand Mortgage!! They made us feel like a priority, communicated effectively, and were very professional. As first-time home buyers, they guided us through each step and were great at answering any questions we had.
They made our dreams of becoming homeowners come true! Again, we would definitely recommend using them as your lender!”
Victoria Marshall Barrier, Google Review
Hands down, the best in the industry
“I’ve had multiple clients work with Anthony Ambrose, and every single experience has been outstanding. Anthony is hands down the best in the industry — responsive, knowledgeable, and consistently goes above and beyond to make the lending process smooth.
He’s the lender I always refer to because I know my clients will be taken care of. Shoutout to Melisa Ingram and Kristan Miller as well. They’re an incredible part of the team and always come through.”
Jake Thibodeau, Google Review
5. Nora Latuja – Evolution Mortgage LLC
Services: Refinancing, VA loans, conventional loans, FHA loans
Location: 2605 Elm Hill Pike # E
Contact: 614-353-7971
Business hours: Monday to Friday: 9:00 AM to 5:00 PM
Our respondents recommended Nora Latuja because of her unmatched determination to find them the right loan for their dream home. We did a background check and discovered that she served for over 10 years in the military, which explains why.
Previous clients also shared how smooth her workflow was, starting from a seamless pre-approval stage and ending with a close that they can feel confident in.
We also discovered that clients can close a deal with confidence thanks to the in-depth consultation process with Nora. They shared how she helped them choose the right loan program by walking them through each one in great detail.
Clients also told us how they were able to understand the different loans offered, from VA to conventional and FHA loans, through her explanations. Moreover, they shared how great she is at communicating with other parties as well, from lenders to property owners, etc.
However, we do recommend reaching out to her via phone instead of email, as she tends to respond late to the latter.
Excellent experience from start to finish
“Refinancing my home with Evolution Mortgage LLC was an excellent experience from start to finish. The team was extremely transparent and dedicated to helping me find the best rate.
The process was much faster than I expected, and every step was explained clearly, so I always knew what to expect. The team was responsive, professional, and genuinely helpful.
They answered all my questions right away and made the entire refinance surprisingly stress-free. I highly recommend them to anyone looking for a smooth, straightforward refinance.”
Bolaji M-Yarrow, Google Review
Made everything easy to understand
“Evolution, but specifically, Nora Latuja, was fantastic, transparent, and made everything easy to understand, especially for a first-time home buyer using the VA loan.”
Zach Pike, Google Review
